Owen Commercials Limited is authorised and regulated by the financial conduct authority FRN number 712938. Owen commercials limited acts as a credit broker and not a lender. We work with a limited number of credit providers who may be able to offer you finance for your purchase. Whichever lender we introduce you to we will typically receive a commission from them (either as a fixed fee or fixed percentage of the advance) and this does not affect the interest rate that you are charged as this is determined by the lender due to your credit profile and circumstances. If you wish to know the amount of commission then please ask before the finance agreement is executed and we will disclose this to you. All finance applications are subject to status, terms and conditions apply, over 18's only and UK residents only, Guarantees may be required.